PIX for companies: what is it, what is the cost

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Since its launch in , PIX has become the favorite payment method for customers across Brazil — which has also encouraged companies to adopt it. However, PIX for companies has some particularities that may raise doubts, especially with regard to charging fees. According to data released by Empresa Brasil de Comunicação (EBC) in October , PIX already has more than million users. Of these, million are individuals — but million companies have also adopted this technology. So, if you were still reluctant to adopt PIX for companies, this data might change your mind, right? However, it is clear that this movement by companies in relation to PIX is nothing more than a reaction to consumer demands. PIX is Brazilians' favorite payment method, surpassing all other methods in — just two years after its launch. In data, PIX recorded billion transactions in the second quarter alone (compared to billion for credit cards and billion for debit cards). This does not mean, however, that PIX is replacing cards. In fact, those most affected by this change are transactions with cash, checks or bills — and, in relation to these means, PIX is a much more modern and secure option.



In this sense, the main beneficiaries of PIX are people who previously did not use other electronic payment methods. That said, you have several reasons to join PIX for companies — and perhaps you were already convinced of this when you researched this topic and clicked on this article. Therefore, our intention with this content is precisely to answer the Belarus Mobile Number List questions you may have about PIX for companies: how it works, what the fees are and much more. Read other articles to help your business grow on the ConnectPlug blog How does PIX work for companies? PIX for companies works in a very similar way to that used by individuals: it is possible to make instant transfers of values, at any time of the day, using PIX keys, QR codes or copy-and-paste PIX codes. But there are also some important differences, especially when it comes to extra features and fees. Below, we explain each of the particularities separately. pix for companies Who can use PIX for companies? Any commercial establishment can use PIX for companies, regardless of segment and size: from individual micro-entrepreneurs (MEI) to large corporations and store chains. To do this, you must have a corporate account at a bank — whether traditional or digital — or a digital wallet.







Additionally, you can generate QR Codes — but we'll talk more about that below. That said, a PIX key cannot be used in two different institutions. Does PIX for companies have a fee? The PIX fee for companies depends on the type of your company and which bank you use — in some cases, you may be exempt from these fees. The issue is this: the Central Bank determines that the PIX charging rules for MEI and individual entrepreneurs (EI) are the same as those for individuals. And for these people, PIX charging is only authorized when the customer: Receive more than PIX per month; Receive PIX with dynamic QR Code from any payer; Receive PIX with any QR Code from a legal entity; Receive money in a commercial use account. Therefore, if your company is a MEI or EI , a PIX fee will only be charged in the cases mentioned above. In the case of larger companies, PIX may be charged on all sales to individuals and on some transactions to legal entities. pix for companies What is the PIX rate for companies? As we said, fees depend on the bank or wallet you use.